Work involvement and retirement planning of public sector workers in Ghana: the role of organizational support and education

The study focuses on work involvement, organizational support, and some key demographic factors that influence retirement planning among Ghanaian public sector workers by taking moderating roles of organizational support and education. Samples from 414 public sector employees were selected through stratified sampling techniques and analysed using partial least squares-structural equation modelling (PLS-SEM) for assessing both direct and interaction effects on retirement planning. The results show that work involvement and organizational support are strongly and positively associated with retirement planning; hence, the more involved the worker and the more organizational support provided, the better the planning for retirement. Education and income levels are also positively associated with retirement planning, underlining the primacy of these demographic factors. Importantly, organizational support and education were also found to moderate the association of work involvement with retirement planning, the higher level of which extended the positive influence of work involvement on retirement planning.