Shared equity programs in Australia: features, impacts and growth potential

This research looks at shared equity schemes, which are programs where governments or other organisations help people buy a home in exchange for part-ownership of the property. It compares the advantages, disadvantages and unintended consequences of different models, and creates an evidence-base to support the design of future government-led shared equity programs.With more people struggling to buy their first home, Federal, State and Territory Governments are increasingly adopting shared equity schemes to help Australians purchase a property. Ensuring these schemes are well designed and easily understandable can help ensure they are fit-for-purpose, maximise desired outcomes, and avoid unintended consequences like house price inflation.