Consequentialist Learning Shapes Reliance on Moral Rules versus Cost-Benefit Reasoning

Many controversies arise from disagreements between moral rules and utilitarian cost-benefit reasoning (CBR). We show how moral learning from consequences can produce individual differences in people's reliance on rules versus CBR. In a new paradigm, participants (total $N=2328$) faced realistic dilemmas between one choice prescribed by a moral rule and one by CBR. Participants observed the consequences of their decision before the next dilemma. Across four experiments, we found adaptive changes in decision-making over 13 choices: Participants adjusted their decisions based on which decision strategy (rules or CBR) produced better consequences. Using computational modeling, we showed that many participants learned about decision strategies in general (metacognitive learning) rather than specific actions. Their learning transferred to incentive-compatible donation decisions and moral convictions beyond the experiment. We conclude that metacognitive learning is an important mechanism of moral learning and that individual differences in morality may be surprisingly malleable to learning from experience.