The Moderating Role of Religiosity in the Relationship between Technology Adoption and Resilience: A Study of Muslim Female Entrepreneurs in the Arab World.

Many studies have traditionally portrayed religiosity as a factor that enhances resilience in difficult times. This study delves into a more complex role by investigating how religiosity correlates with the resilience of Muslim female entrepreneurs within an Arab-Muslim context, addressing a gap in the entrepreneurship literature that often overlooks both female entrepreneurs and non-Western contexts. Specifically, the study examines technology adoption as an entrepreneurial resilience strategy during crises. Using a quantitative method with a sample of 307 female entrepreneurs, it analyses the relationship between religiosity, technology adoption, and resilience in the face of adversity. The results suggest that while religiosity may impose constraints, it moderates the positive relationship between technology adoption and entrepreneurial resilience. At higher levels of religiosity, this relationship is amplified highlighting the importance of aligning business practices with religious values. This paper contributes to the theological turn in entrepreneurship research by integrating religiosity with entrepreneurial resilience strategies, thereby extending resilience theory beyond its traditional boundaries. JEL Classification Codes: L26, D19, O33, Z13, O53.