<em>ARTblock</em>: Blockchain-Integrated AI for Real-Time Transaction Authenticity Verification in Fintech

ARTblock is an innovative blockchain-based artificial intelligence platform designed to revolutionize real-time transaction authenticity verification in the financial technology industry. This novel methodology combines artificial intelligence and machine learning for advanced fraud detection, complemented by the immutability and transparency of blockchain technology. ARTblock presents a novel approach to enhancing security, efficiency, and scalability in financial transactions by integrating these two transformative technologies. The technology employs AI algorithms to analyze transaction patterns and detect anomalies in real-time, while recording and verifying this data on a distributed ledger. This collaboration creates a robust system capable of detecting and preventing fraudulent activities with exceptional accuracy and speed. ARTblock's unique architecture enables seamless growth, making it suitable for handling the increasing number and complexity of modern financial transactions. ARTblock includes real-time transaction monitoring, proactive fraud prevention, and the improvement of international transactions. In the realm of international payments, ARTblock addresses substantial challenges such as high fees, lengthy processing times, and regulatory compliance issues. The solution utilizes blockchain's inherent features to significantly reduce transaction costs and processing times, while AI ensures compliance with diverse regulatory standards. This study rigorously examines the architecture, implementation layers, and application domains of ARTblock, a blockchain-integrated AI system developed for the real-time verification of financial transactions. The proposed methodology provides critical insights for improving secure, scalable, and regulatory-compliant fintech systems through a hybrid technological framework.